A director’s loan records money moving between you and your limited company outside salary or dividends, and shows who owes who at any point in time.

Without tax planning, business owners often face cash flow pressure, missed allowances and unexpected tax bills that limit confidence and long-term financial control.

UK businesses can claim expenses that are incurred wholly and exclusively for business purposes, with eligibility depending on use, evidence and HMRC rules.

Most UK business owners cannot rely on selling their business to fund retirement, so a pension plan needs its own strategy.

Tracking your company’s financial health month to month helps you stay profitable, spot risks early and make confident, data-driven decisions for your business.